REFINE Consulting is an Indonesia IT Consulting Company specialized in Banking and Financial services. We are determined to be a multi-national Company which dedicate ourselves to:
• To provide the best breed of IT solution to our customers
• Provide excellent services to meet the highest level of customer satisfaction
• Grow together with all stakeholders

REFINE Consulting is strongly committed to provide the best services and full support to its customers. Investments on the best infrastructures and professional resources have been made to achieve the goal and also to maintain long-term business relationships with its customers. To ensure that our system can meet the needs of its users, we continuously communicate with our customers closely and provide complete phases which include:
• Identification of customers' needs
• Blueprint on the products or modules
• Development or modification on the products or modules
• Unit tests
• Integrated tests
• User acceptance tests

These phase-to-phase processes have the objective to allow users to gain thorough knowledge and understanding about the architecture of the system. Users' involvements in the initial steps will help to create stronger bonds between the system and the users. On top of that, we believe this will lead us to real partnerships with the customers.

We offer excellent products and services that will be served by highly-qualified specialists. Our products and services offer high quality solutions in the areas of:
• Trade Finance Solution
• Treasury and Money Market Solution
• Internet Banking Solution
• System Integration for Professional Service and IT Consulting
• Project Management
• Installation and Implementation Services

Abu Dhabi Islamic Bank
Arab Bank plc
Arab National Bank
Dubai Islamic Bank
Banco Africano de Investimentos
Bangkok Bank Public Co Ltd
Bank Mandiri
Bank Melli Iran
Bank of Bahrain and Kuwait
Bank of China
British Arab Commercial Bank Ltd 
Central Bank of India
Central European International Bank
Rabobank
Emirates Islamic Bank
Europe Arab Bank PLC
HSBC
ICBC
Indian Bank   
Mizuho Bank Ltd
National Bank of Abu Dhabi
National Bank of Egypt
Persia International Bank PLC
Rabobank
Riyad Bank
Standard Bank
State Bank of India
Sumitomo Mitsui Banking Corp.
Union Bank of Taiwan
Vietinbank
Etc.